Linking mobile money networks to “e-ROSCAs” : An experimental study

We present results from a study in the Democratic Republic of the Congo that uses mobile money networks to run rotating savings and credit associations (ROSCAs), peer-to-peer finance groups ubiquitous across the developing world. We find high rates of contribution and ROSCA success. The unexpected success of such e-ROSCAs and their potential to extend banking to the bankless poor necessitate further exploration.Arts, Faculty ofVancouver School of EconomicsReviewedOpen access funding provided by the UBC Open Access Fund for Humanities and Social Sciences Research.Facult